请看例句：
The proposal of setting up a childbirth fund to cover expenses of families having second child has drawn a wave of criticism.
一项关于设立生育基金、覆盖家庭生育二胎的支出的提议引起了广泛的批评。

江苏省委机关报《新华日报》14日发表的《提高生育率：新时代中国人口发展的新任务》一文引发热议。文章建议，40岁以下公民不论男女，每年必须以工资的一定比例缴纳生育基金(childbirth fund)。家庭在生育第二胎时，可申请取出生育基金，作为育儿贴补(families having a second baby are allowed to draw money from the fund as subsidy for their child rearing)。如公民未生育二孩，账户资金则待退休时再行取出(if a family does not have a second child, it can withdraw the money deposited in the fund upon retirement)。

此文在社交媒体上引发了网友和学者们的一致抨击(draw a wave of criticism from internet users and scholars)。独立人口学者(demographer)何亚福表示，国人已缴纳了较高的社保费(pay a relatively high level of social insurance premiums)，约占总收入的39%，如果再加上一项生育基金支出，会令许多家庭负担更重。他表示，国家鼓励生育应在税收、教育、医疗等方面切实减轻多生孩子家庭的养育负担。

[相关词汇]
房贷 housing mortgage
车贷 car mortgage
低生育率 low fertility rate
育龄妇女 women of child-bearing age
断崖式下跌 drop dramatically
减轻家庭经济负担 ease financial burdens on families